Code
This is an example output from the built in EMV card emulator:
```
[Step 1] SELECT FILE Master File (if available)
00 A4 00 00 00 response hex :
response SW1SW2 : 6d 00 response ascii : response parsed :
[Step 2] SELECT FILE 1PAY.SYS.DDF01 to get the PSE directory
00 A4 04 00 0E 31 50 41 59 2E 53 59 53 2E 44 44 46 30 31 response hex : 6f 20 84 0e 31 50 41 59 2e 53 59 53 2e 44 44 46 30 31 a5 0e 88 01 02 5f 2d 04 6e 6f 65 6e 9f 11 01 01 response SW1SW2 : 90 00 response ascii : o ..1PAY.SYS.DDF01....._-.noen.... response parsed :
6f 20 -- File Control Information (FCI) Template 84 0e -- Dedicated File (DF) Name 31 50 41 59 2e 53 59 53 2e 44 44 46 30 31 (BINARY) a5 0e -- File Control Information (FCI) Proprietary Template 88 01 -- Short File Identifier (SFI) 02 (BINARY) 5f 2d 04 -- Language Preference 6e 6f 65 6e (=noen) 9f 11 01 -- Issuer Code Table Index 01 (NUMERIC)
[Step 3] Send READ RECORD to read all records in SFI 2
00 B2 01 14 00 response hex : 70 23 61 21 4f 07 a1 23 45 67 89 10 10 50 04 56 49 53 41 9f 12 0c 56 49 53 41 20 43 6c 61 73 73 69 63 87 01 02 response SW1SW2 : 90 00 response ascii : p#a!O..#Eg...P.VISA...VISA Classic... response parsed :
70 23 -- Record Template (EMV Proprietary) 61 21 -- Application Template 4f 07 -- Application Identifier (AID) - card a1 23 45 67 89 10 10 (BINARY) 50 04 -- Application Label 56 49 53 41 (=VISA) 9f 12 0c -- Application Preferred Name 56 49 53 41 20 43 6c 61 73 73 69 63 (=VISA Classic) 87 01 -- Application Priority Indicator 02 (BINARY)
[Step 4] Send READ RECORD to read all records in SFI 2
00 B2 02 14 00 response hex : 70 25 61 23 4f 07 d5 78 00 00 02 10 10 50 09 62 61 6e 6b 61 78 65 70 74 9f 12 09 62 61 6e 6b 61 78 65 70 74 87 01 01 response SW1SW2 : 90 00 response ascii : p%a#O..x.....P.bankaxept...bankaxept... response parsed :
70 25 -- Record Template (EMV Proprietary) 61 23 -- Application Template 4f 07 -- Application Identifier (AID) - card d5 78 00 00 02 10 10 (BINARY) 50 09 -- Application Label 62 61 6e 6b 61 78 65 70 74 (=bankaxept) 9f 12 09 -- Application Preferred Name 62 61 6e 6b 61 78 65 70 74 (=bankaxept) 87 01 -- Application Priority Indicator 01 (BINARY)
[Step 5] Send READ RECORD to read all records in SFI 2
00 B2 03 14 00 response hex :
response SW1SW2 : 6a 83 response ascii : response parsed :
[Step 6] Select application by AID
00 A4 04 00 07 a1 23 45 67 89 10 10 response hex : 6f 37 84 07 a1 23 45 67 89 10 10 a5 2c 50 04 56 49 53 41 87 01 02 9f 38 06 9f 1a 02 5f 2a 02 5f 2d 04 6e 6f 65 6e 9f 11 01 01 9f 12 0c 56 49 53 41 20 43 6c 61 73 73 69 63 response SW1SW2 : 90 00 response ascii : o7...#Eg....,P.VISA....8....*.-.noen.......VISA Classic response parsed :
6f 37 -- File Control Information (FCI) Template 84 07 -- Dedicated File (DF) Name a1 23 45 67 89 10 10 (BINARY) a5 2c -- File Control Information (FCI) Proprietary Template 50 04 -- Application Label 56 49 53 41 (=VISA) 87 01 -- Application Priority Indicator 02 (BINARY) 9f 38 06 -- Processing Options Data Object List (PDOL) 9f 1a 02 -- Terminal Country Code 5f 2a 02 -- Transaction Currency Code 5f 2d 04 -- Language Preference 6e 6f 65 6e (=noen) 9f 11 01 -- Issuer Code Table Index 01 (NUMERIC) 9f 12 0c -- Application Preferred Name 56 49 53 41 20 43 6c 61 73 73 69 63 (=VISA Classic)
[Step 7] Send GET PROCESSING OPTIONS command
80 A8 00 00 06 83 04 08 26 08 26 response hex : 80 0a 5c 00 08 01 01 00 08 02 05 01 response SW1SW2 : 90 00 response ascii : ........... response parsed :
80 0a -- Response Message Template Format 1 5c 00 08 01 01 00 08 02 05 01 (BINARY)
[Step 8] Send READ RECORD to read SFI 1 record 1
00 B2 01 0c 00
response hex :
70 4d 9f 1f 18 32 34 39 35 30 30 30 30 30 30 30
30 30 30 30 31 30 31 30 30 30 30 30 30 57 13 54
11 11 88 88 88 88 82 d1 20 32 01 12 34 56 78 90
00 0f 5f 20 1a 53 4d 49 54 48 2f 4a 4f 48 4e 20
20 20 20 20 20 20 20 20 20 20 20 20 20 20 20
response SW1SW2 : 90 00
response ascii : pM...249500000000000101000000W.T........ 2..4Vx..._ .SMITH/JOHN
response parsed :
70 4d -- Record Template (EMV Proprietary) 9f 1f 18 -- [Magnetic Stripe] Track 1 Discretionary Data 32 34 39 35 30 30 30 30 30 30 30 30 30 30 30 31 30 31 30 30 30 30 30 30 (=249500000000000101000000) 57 13 -- Track 2 Equivalent Data 54 11 11 88 88 88 88 82 d1 20 32 01 12 34 56 78 90 00 0f (BINARY) 5f 20 1a -- Cardholder Name 53 4d 49 54 48 2f 4a 4f 48 4e 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 (=SMITH/JOHN )
[Step 9] Send READ RECORD to read SFI 1 record 2
00 B2 02 0c 00 response hex : 70 50 5f 24 03 12 03 31 5f 25 03 09 02 05 5a 08 54 11 11 88 88 88 88 82 5f 34 01 01 9f 07 02 ff 00 8e 12 00 00 00 00 00 00 00 00 42 01 41 03 5e 03 42 03 1f 00 9f 0d 05 f0 20 24 28 00 9f 0e 05 00 50 80 00 00 9f 0f 05 f0 28 3c f8 00 5f 28 02 05 78 response SW1SW2 : 90 00 response ascii : pP_$...1_%....Z.T.......4.................B.A.^.B....... $(.....P.......(<..(..x response parsed :
70 50 -- Record Template (EMV Proprietary) 5f 24 03 -- Application Expiration Date 12 03 31 (NUMERIC) 5f 25 03 -- Application Effective Date 09 02 05 (NUMERIC) 5a 08 -- Application Primary Account Number (PAN) 54 11 11 88 88 88 88 82 (NUMERIC) 5f 34 01 -- Application Primary Account Number (PAN) Sequence Number 01 (NUMERIC) 9f 07 02 -- Application Usage Control ff 00 (BINARY) 8e 12 -- Cardholder Verification Method (CVM) List 00 00 00 00 00 00 00 00 42 01 41 03 5e 03 42 03 1f 00 (BINARY) 9f 0d 05 -- Issuer Action Code - Default f0 20 24 28 00 (BINARY) 9f 0e 05 -- Issuer Action Code - Denial 00 50 80 00 00 (BINARY) 9f 0f 05 -- Issuer Action Code - Online f0 28 3c f8 00 (BINARY) 5f 28 02 -- Issuer Country Code 05 78 (NUMERIC)
[Step 10] Send READ RECORD to read SFI 1 record 3
00 B2 03 0c 00 response hex : 70 47 9f 42 02 05 78 9f 44 01 02 9f 08 02 00 8c 8c 15 9f 02 06 9f 03 06 9f 1a 02 95 05 5f 2a 02 9a 03 9c 01 9f 37 04 8d 17 8a 02 9f 02 06 9f 03 06 9f 1a 02 95 05 5f 2a 02 9a 03 9c 01 9f 37 04 5f 30 02 02 01 9f 4a 01 82 response SW1SW2 : 90 00 response ascii : pG.B..x.D....................*......7................*......7._0....J.. response parsed :
70 47 -- Record Template (EMV Proprietary) 9f 42 02 -- Application Currency Code 05 78 (NUMERIC) 9f 44 01 -- Application Currency Exponent 02 (NUMERIC) 9f 08 02 -- Application Version Number - card 00 8c (BINARY) 8c 15 -- Card Risk Management Data Object List 1 (CDOL1) 9f 02 06 -- Amount, Authorised (Numeric) 9f 03 06 -- Amount, Other (Numeric) 9f 1a 02 -- Terminal Country Code 95 05 -- Terminal Verification Results (TVR) 5f 2a 02 -- Transaction Currency Code 9a 03 -- Transaction Date 9c 01 -- Transaction Type 9f 37 04 -- Unpredictable Number 8d 17 -- Card Risk Management Data Object List 2 (CDOL2) 8a 02 -- Authorisation Response Code 9f 02 06 -- Amount, Authorised (Numeric) 9f 03 06 -- Amount, Other (Numeric) 9f 1a 02 -- Terminal Country Code 95 05 -- Terminal Verification Results (TVR) 5f 2a 02 -- Transaction Currency Code 9a 03 -- Transaction Date 9c 01 -- Transaction Type 9f 37 04 -- Unpredictable Number 5f 30 02 -- Service Code 02 01 (NUMERIC) 9f 4a 01 -- Static Data Authentication Tag List 82 (BINARY)
[Step 11] Send READ RECORD to read SFI 1 record 4
00 B2 04 0c 00
response hex :
70 81 c0 8f 01 07 90 81 90 04 71 93 ac fb 32 3a
bb 95 ac e6 c5 b4 69 27 6d b5 93 16 73 cb a2 e0
ee 23 37 9d 02 79 50 b6 c1 c8 4d 59 e9 aa 7a 54
1b 51 06 0b 0b df 51 4f 44 40 10 2b ee e8 4c 38
3a ce 13 b0 72 84 4e 97 a6 5e 0e 69 b1 c8 c5 dc
f3 08 b4 26 b8 b3 3d 72 07 ff 29 a7 7d d5 64 46
ae 8d ba b8 d1 b9 ea 6a 32 ab 11 64 e7 35 2c 14
6d 0a 61 e6 de b1 ec 2f 91 25 27 b9 ce df 72 a9
b0 86 3a 9c 45 b4 9a 81 8a f4 69 8c 71 c9 72 d2
eb 25 41 84 5e 4d f8 a3 49 9f 32 01 03 92 24 5b
c8 f7 38 4c 06 dc dc 35 97 51 d1 d4 31 52 0d f5
ff 2d 43 47 4a 88 60 3c 9e fc a0 66 6a 1a 42 bd
f0 a4 f5
response SW1SW2 : 90 00
response ascii : p.........q...2:......i'm...s....#7..yP...MY..zT.Q....QOD@.+..L8:...r.N..^.i.......&..=r..).}.dF.......j2..d.5,.m.a..../.%'...r...:.E.....i.q.r..%A.^M..I.2...$[..8L...5.Q..1R...-CGJ.<...fj.B.... []
response parsed :
70 81 c0 -- Record Template (EMV Proprietary) 8f 01 -- Certification Authority Public Key Index - card 07 (BINARY) 90 81 90 -- Issuer Public Key Certificate 04 71 93 ac fb 32 3a bb 95 ac e6 c5 b4 69 27 6d b5 93 16 73 cb a2 e0 ee 23 37 9d 02 79 50 b6 c1 c8 4d 59 e9 aa 7a 54 1b 51 06 0b 0b df 51 4f 44 40 10 2b ee e8 4c 38 3a ce 13 b0 72 84 4e 97 a6 5e 0e 69 b1 c8 c5 dc f3 08 b4 26 b8 b3 3d 72 07 ff 29 a7 7d d5 64 46 ae 8d ba b8 d1 b9 ea 6a 32 ab 11 64 e7 35 2c 14 6d 0a 61 e6 de b1 ec 2f 91 25 27 b9 ce df 72 a9 b0 86 3a 9c 45 b4 9a 81 8a f4 69 8c 71 c9 72 d2 eb 25 41 84 5e 4d f8 a3 49 (BINARY) 9f 32 01 -- Issuer Public Key Exponent 03 (BINARY) 92 24 -- Issuer Public Key Remainder 5b c8 f7 38 4c 06 dc dc 35 97 51 d1 d4 31 52 0d f5 ff 2d 43 47 4a 88 60 3c 9e fc a0 66 6a 1a 42 bd f0 a4 f5 (BINARY)
[Step 12] Send READ RECORD to read SFI 1 record 5
00 B2 05 0c 00 response hex : 70 81 93 93 81 90 41 7c 43 3e 07 08 e7 14 4e ce c1 d3 6b bf 44 09 2e fe 27 3d aa 24 cb 34 c3 77 9e 4f 29 e7 7f 59 10 a9 c5 7e 0c bb e3 73 81 93 b3 51 f5 e4 66 18 75 1f 0a 5f fb 59 c7 76 1f f1 28 8d dd ac a8 86 9b 61 14 b0 5c 6b 79 e4 d3 2b 97 95 c7 b4 ea e4 62 17 1b 05 90 7d 67 09 03 4e 58 26 aa 97 a8 d8 ab 71 c5 70 a5 8d 4a 4a f0 a5 a7 06 5e 7a 22 ec 9b d3 a0 06 f2 4d 29 40 9c 22 88 87 c8 14 2a f1 37 da d9 f8 3c 64 96 32 ce ab 8b 3c 1c d1 eb 58 response SW1SW2 : 90 00 response ascii : p.....A|C>....N...k.D...'=.$.4.w.O)..Y...~...s...Q..f.u.._.Y.v..(......a..\ky..+......b....}g..NX&.....q.p..JJ....^z"......M)@."....*.7...
70 81 93 -- Record Template (EMV Proprietary) 93 81 90 -- Signed Static Application Data 41 7c 43 3e 07 08 e7 14 4e ce c1 d3 6b bf 44 09 2e fe 27 3d aa 24 cb 34 c3 77 9e 4f 29 e7 7f 59 10 a9 c5 7e 0c bb e3 73 81 93 b3 51 f5 e4 66 18 75 1f 0a 5f fb 59 c7 76 1f f1 28 8d dd ac a8 86 9b 61 14 b0 5c 6b 79 e4 d3 2b 97 95 c7 b4 ea e4 62 17 1b 05 90 7d 67 09 03 4e 58 26 aa 97 a8 d8 ab 71 c5 70 a5 8d 4a 4a f0 a5 a7 06 5e 7a 22 ec 9b d3 a0 06 f2 4d 29 40 9c 22 88 87 c8 14 2a f1 37 da d9 f8 3c 64 96 32 ce ab 8b 3c 1c d1 eb 58 (BINARY)
[Step 13] Send GET DATA command to find the Application Transaction Counter (ATC)
80 CA 9F 36 00 response hex : 9f 36 02 00 79 response SW1SW2 : 90 00 response ascii : .6..y response parsed :
9f 36 02 -- Application Transaction Counter (ATC) 00 79 (BINARY)
[Step 14] Send GET DATA command to find the Last Online ATC Register
80 CA 9F 13 00 response hex : 9f 13 02 00 67 response SW1SW2 : 90 00 response ascii : ....g response parsed :
9f 13 02 -- Last Online Application Transaction Counter (ATC) Register 00 67 (BINARY)
[Step 15] Send GET DATA command to find the PIN Try Counter
80 CA 9F 17 00 response hex : 9f 17 01 03 response SW1SW2 : 90 00 response ascii : .... response parsed :
9f 17 01 -- Personal Identification Number (PIN) Try Counter 03 (BINARY)
[Step 16] Send GET DATA command to find the Log Format
80 CA 9F 4F 00 response hex :
response SW1SW2 : 6a 81 response ascii : response parsed :
[Step 17] VERIFY (PIN)
00 20 00 80 08 24 12 34 ff ff ff ff ff response hex :
response SW1SW2 : 90 00 response ascii : response parsed :
[Step 18] Select application by AID
00 A4 04 00 07 d5 78 00 00 02 10 10 response hex : 6f 2e 84 07 d5 78 00 00 02 10 10 a5 23 50 09 62 61 6e 6b 61 78 65 70 74 87 01 01 5f 2d 02 6e 6f 9f 11 01 01 9f 12 09 62 61 6e 6b 61 78 65 70 74 response SW1SW2 : 90 00 response ascii : o....x......#P.bankaxept..._-.no.......bankaxept response parsed :
6f 2e -- File Control Information (FCI) Template 84 07 -- Dedicated File (DF) Name d5 78 00 00 02 10 10 (BINARY) a5 23 -- File Control Information (FCI) Proprietary Template 50 09 -- Application Label 62 61 6e 6b 61 78 65 70 74 (=bankaxept) 87 01 -- Application Priority Indicator 01 (BINARY) 5f 2d 02 -- Language Preference 6e 6f (=no) 9f 11 01 -- Issuer Code Table Index 01 (NUMERIC) 9f 12 09 -- Application Preferred Name 62 61 6e 6b 61 78 65 70 74 (=bankaxept)
[Step 19] Send GET PROCESSING OPTIONS command
80 A8 00 00 02 83 00 response hex : 80 06 18 00 08 01 01 00 response SW1SW2 : 90 00 response ascii : ........ response parsed :
80 06 -- Response Message Template Format 1 18 00 08 01 01 00 (BINARY)
[Step 20] Send READ RECORD to read SFI 1 record 1
00 B2 01 0c 00 response hex : 70 6e 5a 09 95 78 52 64 12 34 56 78 90 5f 34 01 02 5f 24 03 12 03 29 57 13 95 78 52 64 12 34 56 78 90 d1 20 36 01 12 34 56 78 90 0f 8c 15 9f 02 06 9f 03 06 9f 1a 02 95 05 5f 2a 02 9a 03 9c 01 9f 37 04 8d 17 8a 02 9f 02 06 9f 03 06 9f 1a 02 95 05 5f 2a 02 9a 03 9c 01 9f 37 04 8e 0a 00 00 00 00 00 00 00 00 02 00 9f 0d 05 b0 40 04 88 00 response SW1SW2 : 90 00 response ascii : pnZ..xRd.4Vx.4..$...)W..xRd.4Vx.. 6..4Vx...............*......7................*......7.................@... response parsed :
70 6e -- Record Template (EMV Proprietary) 5a 09 -- Application Primary Account Number (PAN) 95 78 52 64 12 34 56 78 90 (NUMERIC) 5f 34 01 -- Application Primary Account Number (PAN) Sequence Number 02 (NUMERIC) 5f 24 03 -- Application Expiration Date 12 03 29 (NUMERIC) 57 13 -- Track 2 Equivalent Data 95 78 52 64 12 34 56 78 90 d1 20 36 01 12 34 56 78 90 0f (BINARY) 8c 15 -- Card Risk Management Data Object List 1 (CDOL1) 9f 02 06 -- Amount, Authorised (Numeric) 9f 03 06 -- Amount, Other (Numeric) 9f 1a 02 -- Terminal Country Code 95 05 -- Terminal Verification Results (TVR) 5f 2a 02 -- Transaction Currency Code 9a 03 -- Transaction Date 9c 01 -- Transaction Type 9f 37 04 -- Unpredictable Number 8d 17 -- Card Risk Management Data Object List 2 (CDOL2) 8a 02 -- Authorisation Response Code 9f 02 06 -- Amount, Authorised (Numeric) 9f 03 06 -- Amount, Other (Numeric) 9f 1a 02 -- Terminal Country Code 95 05 -- Terminal Verification Results (TVR) 5f 2a 02 -- Transaction Currency Code 9a 03 -- Transaction Date 9c 01 -- Transaction Type 9f 37 04 -- Unpredictable Number 8e 0a -- Cardholder Verification Method (CVM) List 00 00 00 00 00 00 00 00 02 00 (BINARY) 9f 0d 05 -- Issuer Action Code - Default b0 40 04 88 00 (BINARY)
[Step 21] Send GET DATA command to find the Application Transaction Counter (ATC)
80 CA 9F 36 00 response hex : 9f 36 02 01 73 response SW1SW2 : 90 00 response ascii : .6..s response parsed :
9f 36 02 -- Application Transaction Counter (ATC) 01 73 (BINARY)
[Step 22] Send GET DATA command to find the Last Online ATC Register
80 CA 9F 13 00 response hex : 9f 13 02 01 72 response SW1SW2 : 90 00 response ascii : ....r response parsed :
9f 13 02 -- Last Online Application Transaction Counter (ATC) Register 01 72 (BINARY)
[Step 23] Send GET DATA command to find the PIN Try Counter
80 CA 9F 17 00 response hex : 9f 17 01 03 response SW1SW2 : 90 00 response ascii : .... response parsed :
9f 17 01 -- Personal Identification Number (PIN) Try Counter 03 (BINARY)
[Step 24] Send GET DATA command to find the Log Format
80 CA 9F 4F 00 response hex :
response SW1SW2 : 6a 81 response ascii : response parsed :
======================================
[EMVCard]
Answer To Reset (ATR) 3b 67 00 00 a6 40 40 00 09 90 00 Description From Public Database - [Visa card issued by Norway bank DNBNor, VISA Classic - Landkreditt Bank (Norway), VISA Classic - Nordea Bank (Norway)] ISO Compliant Answer To Reset (ATR) Convention - DIRECT Protocol - T=0 Historical bytes - a6 40 40 00 09 90 00
Directory Definition File Name: 315041592e5359532e4444463031 (=1PAY.SYS.DDF01) Issuer Code Table Index: 1 (ISO-8859-1) Short File Identifier: 2 (Governed by the EMV specification) Language Preference (in order of preference): Language: no (Norwegian) Language: en (English)
Applications (2 found):
Application
AID: a1 23 45 67 89 10 10
Label: VISA
Preferred Name: VISA Classic
Application Effective Date: Thu Feb 05 00:00:00 CET 2009
Application Expiration Date: Sat Mar 31 00:00:00 CEST 2012
Application Version Number: 140
Application Currency Code (ISO 4217): 578 (NOK Norwegian Krone)
Application Currency Exponent: 2 (Position of the decimal point from the right)
Issuer Country Code (ISO 3166-1): 578 (Norway)
Application Transaction Counter (ATC): 121
Last Online ATC Register: 103
PIN Try Counter: 3 (Number of PIN tries remaining)
Cardholder Name: SMITH/JOHN
Primary Account Number (PAN) - 5411118888888882
Major Industry Identifier = 5 (Banking and financial)
Issuer Identifier Number: 541111
Account Number: 888888888
Check Digit: 2 (Valid)
PAN Sequence Number: 1
Application Priority Indicator
May be selected without cardholder confirmation
Selection Priority: 2
Application Interchange Profile
Static Data Authentication (SDA) supported
Dynamic Data Authentication (DDA) not supported
Cardholder verification is supported
Terminal risk management is to be performed
Issuer authentication is supported
CDA not supported
Application File Locator
Application Elementary File
Short File Identifier:
1 (Governed by the EMV specification)
Start Record: 1
End Record: 1
Number of Records Involved In Offline Data Authentication: 0
Record: 1
Length: 79
Involved In Offline Data Authentication: false
Application Elementary File
Short File Identifier:
1 (Governed by the EMV specification)
Start Record: 2
End Record: 5
Number of Records Involved In Offline Data Authentication: 1
Record: 2
Length: 82
Involved In Offline Data Authentication: true
Record: 3
Length: 73
Involved In Offline Data Authentication: false
Record: 4
Length: 195
Involved In Offline Data Authentication: false
Record: 5
Length: 150
Involved In Offline Data Authentication: false
Application Usage Control
Valid for domestic cash transactions
Valid for international cash transactions
Valid for domestic goods
Valid for international goods
Valid for domestic services
Valid for international services
Valid at ATMs
Valid at terminals other than ATMs
Domestic cashback not allowed
International cashback not allowed
Processing Options Data Object List
Terminal Country Code (2 bytes)
Transaction Currency Code (2 bytes)
Issuer Public Key Certificate
Issuer Identifier: 492564
CA Public Key Index: 7
Certificate Format: 2
Certificate Expiration Date (MMYY): 1214
Certificate Serial Number: 00e16d (57709)
Hash Algorithm Indicator: 1 (=SHA-1)
Issuer Public Key Algorithm Indicator: 1 (=RSA)
Hash: b6819d8d5af4034214973edbad1bd2866a550dbb
Issuer Public Key
Length: 1152bit
Exponent:
03
Modulus:
ba 53 3e b8 ec c9 f9 b8 b2 a3 5e ed 3b e0 3f 7d
3a cf e2 46 a3 4c 8e 75 f5 c7 4a 64 e6 5c 97 cb
4f 2f ab 97 09 cf 7e 12 89 0e af f1 8a 4f cf b4
fa 98 18 db c3 be 5f dc 65 91 54 46 cb 86 24 ac
2d 1e 07 72 f2 52 49 02 f9 8b a5 5b 4b 4b 11 00
1e 4e cf b7 0f 12 19 a3 97 12 98 e7 ed c5 b9 2b
8d 44 c9 80 e2 f6 8f 90 8f 9d ad 78 5b c8 f7 38
4c 06 dc dc 35 97 51 d1 d4 31 52 0d f5 ff 2d 43
47 4a 88 60 3c 9e fc a0 66 6a 1a 42 bd f0 a4 f5
Card Risk Management Data Object List 1
Amount, Authorised (Numeric) (6 bytes)
Amount, Other (Numeric) (6 bytes)
Terminal Country Code (2 bytes)
Terminal Verification Results (TVR) (5 bytes)
Transaction Currency Code (2 bytes)
Transaction Date (3 bytes)
Transaction Type (1 byte)
Unpredictable Number (4 bytes)
Card Risk Management Data Object List 2
Authorisation Response Code (2 bytes)
Amount, Authorised (Numeric) (6 bytes)
Amount, Other (Numeric) (6 bytes)
Terminal Country Code (2 bytes)
Terminal Verification Results (TVR) (5 bytes)
Transaction Currency Code (2 bytes)
Transaction Date (3 bytes)
Transaction Type (1 byte)
Unpredictable Number (4 bytes)
Signed Static Application Data
Hash Algorithm Indicator: 1 (=SHA-1)
Data Authentication Code: 0123
Hash: 74159900848ab829b9f0318950cdad9351e0bfdf
Cardholder Verification Method (CVM) List:
Cardholder Verification Rule
Rule: Enciphered PIN verified online
Condition Code: If unattended cash
Apply succeeding CV Rule if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Plaintext PIN verification performed by ICC
Condition Code: If terminal supports the CVM
Apply succeeding CV Rule if this CVM is unsuccessful
Cardholder Verification Rule
Rule: If transaction is in the application currency and is under 0.00 value
Condition Code: If terminal supports the CVM
Apply succeeding CV Rule if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Enciphered PIN verified online
Condition Code: If terminal supports the CVM
Apply succeeding CV Rule if this CVM is unsuccessful
Cardholder Verification Rule
Rule: If transaction is in the application currency and is over 0.00 value
Condition Code: Always
Fail cardholder verification if this CVM is unsuccessful
Static Data Authentication Tag List
Application Interchange Profile
Track 1 Discretionary Data:
323439353030303030303030303030313031303030303030 (ASCII: 249500000000000101000000)
Track 2 Equivalent Data:
Primary Account Number (PAN) - 5411118888888882
Major Industry Identifier = 5 (Banking and financial)
Issuer Identifier Number: 541111
Account Number: 888888888
Check Digit: 2 (Valid)
Expiration Date: Wed Feb 29 00:00:00 CET 2012
Service Code: 201
Discretionary Data: 1234567890000
Service Code: 201
Language Preference (in order of preference):
Language: no (Norwegian)
Language: en (English)
Issuer Code Table Index: 1 (ISO-8859-1)
Issuer Action Code - Default:
11110000
00100000
00100100
00101000
00000000
Issuer Action Code - Denial:
00000000
01010000
10000000
00000000
00000000
Issuer Action Code - Online:
11110000
00101000
00111100
11111000
00000000
Application
AID: d5 78 00 00 02 10 10
Label: bankaxept
Preferred Name: bankaxept
Application Expiration Date: Thu Mar 29 00:00:00 CEST 2012
Application Transaction Counter (ATC): 115
Last Online ATC Register: 114
PIN Try Counter: 3 (Number of PIN tries remaining)
Primary Account Number (PAN) - 957852641234567890
Major Industry Identifier = 9 (For assignment by national standards bodies)
Country Code (ISO 3166-1): 578 (=Norway)
Issuer Identifier Number: 957852
Account Number: 64123456789
Check Digit: 0 (Valid)
PAN Sequence Number: 2
Application Priority Indicator
May be selected without cardholder confirmation
Selection Priority: 1
Application Interchange Profile
Static Data Authentication (SDA) not supported
Dynamic Data Authentication (DDA) not supported
Cardholder verification is supported
Terminal risk management is to be performed
Issuer authentication is not supported
CDA not supported
Application File Locator
Application Elementary File
Short File Identifier:
1 (Governed by the EMV specification)
Start Record: 1
End Record: 1
Number of Records Involved In Offline Data Authentication: 0
Record: 1
Length: 112
Involved In Offline Data Authentication: false
Card Risk Management Data Object List 1
Amount, Authorised (Numeric) (6 bytes)
Amount, Other (Numeric) (6 bytes)
Terminal Country Code (2 bytes)
Terminal Verification Results (TVR) (5 bytes)
Transaction Currency Code (2 bytes)
Transaction Date (3 bytes)
Transaction Type (1 byte)
Unpredictable Number (4 bytes)
Card Risk Management Data Object List 2
Authorisation Response Code (2 bytes)
Amount, Authorised (Numeric) (6 bytes)
Amount, Other (Numeric) (6 bytes)
Terminal Country Code (2 bytes)
Terminal Verification Results (TVR) (5 bytes)
Transaction Currency Code (2 bytes)
Transaction Date (3 bytes)
Transaction Type (1 byte)
Unpredictable Number (4 bytes)
Cardholder Verification Method (CVM) List:
Cardholder Verification Rule
Rule: Enciphered PIN verified online
Condition Code: Always
Fail cardholder verification if this CVM is unsuccessful
Track 2 Equivalent Data:
Primary Account Number (PAN) - 957852641234567890
Major Industry Identifier = 9 (For assignment by national standards bodies)
Country Code (ISO 3166-1): 578 (=Norway)
Issuer Identifier Number: 957852
Account Number: 64123456789
Check Digit: 0 (Valid)
Expiration Date: Wed Feb 29 00:00:00 CET 2012
Service Code: 601
Discretionary Data: 12345678900
Language Preference (in order of preference):
Language: no (Norwegian)
Issuer Code Table Index: 1 (ISO-8859-1)
Issuer Action Code - Default:
10110000
01000000
00000100
10001000
00000000
FINISHED
```